FICURMA is a private educational risk retention pool that offers its members property, casualty, workers' compensation, fleet auto, educator's legal and officers & directors, crime, foreign liability, environmental, fiduciary, cyber and foreign travel insurance.  Benefits include increased capacity, reduced rates, loss control services, a Risk Management Information System and a number of risk management services. Membership is offered to institutions that are members of the Independent Colleges and Universities of Florida and the Florida Council of Independent Schools.  The corporation is governed by its members and is professionally staffed. The members of FICURMA’s insured property exceeds $3.6 Billion, have more than 18,000 employees in its Workers’ Compensation pool, and manage a fleet of over 1,750 vehicles, watercraft and mobile equipment.